Managing Your Wealth for Retirement:
A retirement plan starts with a clear vision. There is no such thing as a “one size fits all” strategy. At Assured Retirement Group, in suburban Minneapolis / St. Paul, we can help you explore all of your options and create a detailed plan with specific projections for you to help set the course for a successful retirement. Together we will build a plan that is tailor made to you and your unique goals.
Minneapolis Financial Planner Services
RETIREMENT PLANNING – GOING DOWN THE RIGHT TRACK
What is Retirement Planning? You may have an idea of when and want to retire, but do you know how to make the best of it and make sure you can’t outlive your retirement savings? That is where Retirement Planning comes in, it is more than money, and it is more than your investments, Social Security, and your Pension. It is more than a rate of success that your retirement is based on. It is about planning around your needs, your goals, and your desires for retirement while utilizing the best strategies of the 5 Core areas of retirement; income, investments, taxes, legacy, and healthcare. Our team is focused on helping you find potential gaps in your planning and assisting you in providing you solutions to having a complete retirement plan and send you on the right Retirement Track.
CREATE YOUR “INCOME FOR LIFE” PLAN
Income is the basis of retirement. Without income, you can’t retire. Today it is not unusual for someone to retire and live to age 90 or longer. Planning for your golden years in retirement to provide income that will last 30, 40 years or more is crucial for today’s retiree. You could quite possibly live longer in retirement than you were working. Income planning is more important than the amount you have to take out each year, it is also part of where your income will be generated from. Typically, like most, you would want an income stream from a reliable and predictable source. Unfortunately, you may be trying to generate income from volatile investments that are unpredictable. Our strategies are designed to provide more predictable income that will last your lifetime and beyond. That is where our “Income For Life” plan comes together. It is simple and easy to read, and you know what your income sources will look like. It is just one of many solutions we offer.
WEALTH MANAGEMENT – LOSSES HURT YOU MORE THAN GAINS HELP YOU
TAX PLANNING vs TAX PREPARER
You may already have a Tax Preparer to help you with your tax returns each year but you may not have an advisor that works with your Tax Preparer to watch out for taxes you could possibly avoid today or in the future. We do a thorough analysis and have the capability of running different outcomes based on your goals, needs, and desires to line up with your taxes. That is where Tax Planning comes in. If you don’t have a Tax Preparer, we have strategically partnered with Stovall and Associates as well as Carpenter Evert and Associates, well known CPA firms in the Minneapolis area to help you make wise decisions to line up your Retirement plan with your taxes. Our goal is to help you create strategies that reduce the burden of taxation for you and your family.
LONG TERM CARE – NO THANKS…
LEGACY PLANNING – MORE THAN JUST LEAVING MONEY BEHIND
Our planning is designed with your needs in mind first and then whatever is left will be distributed according to your wishes. Sometimes, without a properly structured Estate Plan your wishes may not be fulfilled and your loved ones could face needless costs, taxes and delays. Simple things like your beneficiary forms could uproot an entire estate plan. We make sure to work with your Estate Planner and have also coordinated some strategic relationships with Estate Planners in Minneapolis if you do not already have one.
IRA LEGACY PLANNING
We’ll help you consider all of your retirement resources. From 401(k) plans and individual retirement accounts (IRAs) to
Social Security, Pensions and your taxable investment saving, Assured Retirement Group will design a comprehensive
retirement plan – your personal road map – that will get you to where you want to go.
Make your assets work for you.
Our approach focuses primarily on your current investments, Social Security benefits and pension plans as the primary means to create an income stream.